[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.top-top.cz\/prehled-o-rodinnych-vydajich\/#Article","mainEntityOfPage":"https:\/\/www.top-top.cz\/prehled-o-rodinnych-vydajich\/","headline":"P\u0159ehled o rodinn\u00fdch v\u00fddaj\u00edch","name":"P\u0159ehled o rodinn\u00fdch v\u00fddaj\u00edch","description":"Mnoho lid\u00ed bohu\u017eel neum\u00ed vych\u00e1zet ze sv\u00fdch pen\u011bz. P\u0159ed v\u00fdplatou maj\u00ed pr\u00e1zdnou pen\u011b\u017eenku a p\u0159ich\u00e1z\u00ed stres, zadlu\u017een\u00ed a \u017eivot od v\u00fdplaty k\u00a0v\u00fdplat\u011b. To...","datePublished":"2025-03-02","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.top-top.cz\/author\/#Person","name":"top-top.cz\n","url":"https:\/\/www.top-top.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e4532b7f65738965bbad8697e5bd54c0628af7bffe8d3c856885c44d86978cee?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e4532b7f65738965bbad8697e5bd54c0628af7bffe8d3c856885c44d86978cee?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"top-top.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.top-top.cz\/wp-content\/uploads\/img_a303602_w1984_t1514021879.jpg","url":"https:\/\/www.top-top.cz\/wp-content\/uploads\/img_a303602_w1984_t1514021879.jpg","height":0,"width":0},"url":"https:\/\/www.top-top.cz\/prehled-o-rodinnych-vydajich\/","about":["Finance"],"wordCount":541,"articleBody":"Mnoho lid\u00ed bohu\u017eel neum\u00ed vych\u00e1zet ze sv\u00fdch pen\u011bz. P\u0159ed v\u00fdplatou maj\u00ed pr\u00e1zdnou pen\u011b\u017eenku a p\u0159ich\u00e1z\u00ed stres, zadlu\u017een\u00ed a \u017eivot od v\u00fdplaty k\u00a0v\u00fdplat\u011b. To je varovn\u00fd sign\u00e1l, \u017ee je pot\u0159eba s\u00a0t\u00edm n\u011bco ud\u011blat. V\u00a0t\u00e9to chv\u00edli je na \u010dase ud\u011blat si sv\u016fj m\u011bs\u00ed\u010dn\u00ed rozpo\u010det a p\u0159ij\u00edt na to kudy ut\u00edkaj\u00ed zbyte\u010dn\u011b pen\u00edze. A jak na to? V\u00a0prvn\u00ed \u0159ad\u011b je d\u016fle\u017eit\u00e9 m\u00edt odhodl\u00e1n\u00ed a chu\u0165 si v\u00e9st rodinn\u00fd rozpo\u010det. Pokud tedy chcete vz\u00edt sv\u00e9 p\u0159\u00edjmy a v\u00fddaje do sv\u00fdch rukou a zato\u010dit se zbyte\u010dn\u00fdm utr\u00e1cen\u00edm vezm\u011bte tedy tu\u017eku a pap\u00edr a za\u010dn\u011bte si zaznamen\u00e1vat Va\u0161e p\u0159\u00edjmy a v\u00fddaje. A pokud neradi p\u00ed\u0161ete, vytvo\u0159te si na Va\u0161em po\u010d\u00edta\u010di nebo notebooku Excel tabulku.\u00a0\tJak na rodinn\u00fd rozpo\u010det?\u00a0P\u0159i vytv\u00e1\u0159en\u00ed rodinn\u00e9ho rozpo\u010dtu bu\u010fte opravdu d\u016fsledn\u00ed a do tabulky zapisujte ka\u017edou utracenou korunu, ale tak\u00e9 tu, kter\u00e1 V\u00e1m p\u0159istane na \u00fa\u010dtu. Doc\u00edl\u00edte t\u00edm nejen V\u00e1\u0161 p\u0159ehled o tom, za co m\u011bs\u00ed\u010dn\u011b utr\u00e1c\u00edte, ale tak\u00e9 kde se d\u00e1 u\u0161et\u0159it a t\u00edm si dostanete mo\u017enost si vytvo\u0159it rezervy anebo m\u00edt na\u0161et\u0159en\u00e9 pen\u00edze na ne\u010dekan\u00fd v\u00fddaj.\u00a0\tJak rozd\u011blit rozpo\u010dtovou tabulku?\u00a0Tu m\u016f\u017eete obecn\u011b rozd\u011blit do 5 sloupc\u016f. Co v\u00a0nich zaznamen\u00e1vat se dozv\u00edte n\u00ed\u017ee. Samoz\u0159ejm\u011b pokud budete m\u00edt sloupc\u016f v\u00edce nebo m\u00e9n\u011b je jen na V\u00e1s. D\u016fle\u017eit\u00e9, aby tabulka splnila sv\u016fj \u00fa\u010del.Prvn\u00ed sloupec: Zde uv\u00e1d\u011bjte v\u0161echny sv\u00e9 p\u0159\u00edjmy jako je nap\u0159\u00edklad mzda, soci\u00e1ln\u00ed d\u00e1vky, v\u00fdhry, v\u00fd\u017eivn\u00e9 a jin\u00e9Druh\u00fd sloupec: V\u00a0tomto sloupci zapisujte v\u0161echny pravideln\u00e9 m\u011bs\u00ed\u010dn\u00ed v\u00fddaje, jako jsou nap\u0159\u00edklad potraviny, drogerie, n\u00e1jem, ale tak\u00e9 \u00fav\u011bry, kreditn\u00ed karty nebo t\u0159eba poji\u0161t\u011bn\u00edT\u0159et\u00ed sloupec: Ten je ur\u010den pro nepravideln\u00e9 v\u00fddaje. M\u016f\u017eete zde za\u0159adit nap\u0159\u00edklad dovolenou, V\u00e1noce, narozeniny a sv\u00e1tky\u010ctvrt\u00fd sloupec: P\u0159edposledn\u00ed sloupec by m\u011bl slou\u017eit pro sumarizaci v\u00fddaj\u016f, s kter\u00fdmi je pot\u0159eba po\u010d\u00edtat. Jedn\u00e1 se nap\u0159\u00edklad o n\u00e1kup nov\u00fdch elektrospot\u0159ebi\u010d\u016f, pokud se ty star\u00e9 pokaz\u00ed. P\u0159edch\u00e1z\u00edte tomu, abyste se zbyte\u010dn\u011b zadlu\u017eovali na po\u0159\u00edzen\u00ed t\u011bchto spot\u0159ebi\u010d\u016f p\u016fj\u010dkou.P\u00e1t\u00fd sloupec:Posledn\u00ed sloupec by m\u011bl pat\u0159it rezerv\u00e1m. Ty jsou v\u00a0rodinn\u00e9m rozpo\u010dtu ur\u010dit\u011b velmi d\u016fle\u017eit\u00e9. V\u017edy budete m\u00edt p\u0159ehled o tom, s\u00a0jakou rezervou pr\u00e1v\u011b disponujete.Je d\u016fle\u017eit\u00e9 u zapisov\u00e1n\u00ed opravdu vydr\u017eet, aby to pro V\u00e1s m\u011blo n\u011bjak\u00fd p\u0159\u00ednos. U veden\u00ed rodinn\u00e9ho rozpo\u010dtu byste m\u011bli vydr\u017eet minim\u00e1ln\u011b 4 m\u011bs\u00edce, ale \u010d\u00edm d\u00e9le t\u00edm samoz\u0159ejm\u011b l\u00e9pe.                                                                                                                                                                                                                                                                                                                                                                                        3.7\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u0159ehled o rodinn\u00fdch v\u00fddaj\u00edch","item":"https:\/\/www.top-top.cz\/prehled-o-rodinnych-vydajich\/#breadcrumbitem"}]}]